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Benefits

Health

Filling the gaps of health insurance, from soup to nuts.

The Health Package helps employers optimize their health plan performance, boost employee productivity, and reduce the cost of care with convenient and affordable access to health services.

Between the ever-increasing cost of healthcare and the exponential growth of technology, you’ll find an innovative assortment of health solutions. Our standard Health Package connects employees with tools and services for a smoother, more cost-effective healthcare experience. Employees have virtual access to doctors and therapists, support and guidance through their caregiving and healthcare journeys, and price transparency for prescriptions and medical procedures.

Look through the benefits included in this package, and talk to one of our benefits pros to start marketing the Health Package.

1 out of every 5 full-time employees provide care to a loved one, spending 15-20 hours per week on their duties. The emotional and physical toll on employees doubling as caregivers costs companies $34 billion annually due to absenteeism, loss in productivity, and healthcare costs. The combined benefits of Caregiver Support help working caregivers more easily manage all their responsibilities, reducing the stress and cost of caregiving, and increasing productivity in the workplace.

  • The Connected Caregiving portal keeps caregivers organized with one place to store medical information, update family, and attend live education webinars
  • Care Companions can help take some of the load off caregivers’ plates by providing companionship and assistance with household chores, transportation, and more
  • Caregivers can avoid additional legal costs by creating high-quality wills, living trusts, power of attorney, healthcare directives, and more through the LawAssure system

80% of internet users search for health information online, often leaning on “Dr. Google’s” unreliable diagnoses and contributing to the $200 billion wasted on unnecessary medical visits every year. Doctors Online serves as a trusted source for those burning medical questions and curiosities, connecting employees by email to doctors, pharmacists, psychologists, dentists, dieticians, and more specialists. With 24/7 access, employees can replace their search engine doctors with actual healthcare professionals to make more informed, empowered decisions.

The healthcare system can be confusing, in-network healthcare prices vary by 300% or more, and over 30% of medical bills are wrong. With health advocacy, employees have an expert in their corner to educate, motivate, and empower them to more easily navigate the healthcare system and better utilize their benefits. Health advocates help employees become smarter healthcare consumers by optimizing their networks with high-quality, cost-effective care, saving employers millions in both healthcare and productivity expenses.

  • Highly trained health advocates answer insurance questions, explain and coordinate care options, and provide guidance through healthcare concerns
  • Skilled negotiators review medical bills, resolve errors, and negotiate for better discounts or payment arrangements
  • Price transparency tools provide cost comparisons for providers, procedures, and prescriptions so employees can make smarter, more cost-effective healthcare decisions

Nearly 3 in 5 adults take at least one prescription medication, and costs continue to rise. Discount pharmacy benefits empower employees to take more control of their healthcare spending with the ability to compare prescription prices and make more cost-effective decisions. This pharmacy program doubles the opportunity to save by providing discounts at participating retail pharmacies as well as through home delivery.

When you’re sick, the obvious next step should be to visit your doctor. But one in four Americans have skipped treatment due to high costs and lack of time, and 73% have trouble receiving timely medical care without having to visit the emergency room. Telemedicine provides 24/7 access to doctors via phone, mobile app, or video, giving employees on-demand diagnosis, treatment options, and prescriptions (if medically necessary) for non-emergency medical issues.

With New Benefits, telemedicine services are available for an employee’s immediate family regardless of medical elections. Utilization is uncapped and services aren’t tied to insurance, so employees are more likely to get the care they need while redirecting claims, improving productivity, and reducing out-of-pocket costs.

Nearly six in ten American workers say anxiety impacts their work performance, and depression is estimated to cost the U.S. economy $210 billion annually. Telemedicine behavioral health improves productivity and health with convenient, affordable access to counseling by video, mobile app, or phone connection. With lack of access and high-cost barriers removed, employees with mental health issues are more likely to schedule sessions – and they can receive treatment for as long or little as needed.