Our Team

Joel Ray

Joel Ray


Joel Ray is a visionary. With a background in the optical industry, he created Coast to Coast Vision™ in 1990. Over the years, Mr. Ray grew New Benefits into the nation's leading provider of discount medical and lifestyle benefits by continually investing in his employees, equipment, technology, and proprietary systems. As employers and individuals must navigate a changing healthcare climate, Mr. Ray has positioned New Benefits as the single source solution for products and services to help the insured, uninsured and under-insured save time and money.

Joel Ray
Contact Joel
Phone: 800.800.8304 ext. 1615


This discount card program is NOT insurance, not intended to replace insurance, and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CRM 5.00. It contains a 30-day cancellation period, provides discounts only at the offices of contracted health care providers, and each member is obligated to pay the discounted medical charges in full at the point of service. For a complete list of disclosures, please click here. | Limitations, Exclusions and Exceptions | Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475.