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06/04/2007: New Benefits Funds Acquisition of Technology Company, miQuotes LLC, of Kansas City

08/11/2006:

New Benefits To Participate On Florida Panel On Discount Medical Plans

05/01/2006:

CitiBusiness(R) Credit Cards Announces New Cardmember Benefit: Free Prescription Discount Program

02/01/2006:

Genesis Womens Shelter Launches New Benefits' Free Pharmacy Program

01/07/2005:

New Benefits President To Speak At AAPPO Conference

01/07/2005:

New Benefits Puts Children First In Christmas Toy Drive

12/22/2004:

New Benefits Announces New Vice President

6/10/2004:

Identity Safeguards teams with New Benefits to Provide Discount Identity Theft Program
New Benefits names new Director of Member Services

6/2/2003:

New Benefits launches Family Consultation Services
New Benefits launches Fitness Advantage
New Benefits brings on a new Director of Marketing and Communications
New Benefits, Inc. Expresses Condolences After National Tragedy
Coast to Coast Vision and TLC Laser Vision Centers Expand Discount Laser Network
NBI President Terry Tullo Appointed to MI2 Board of Directors
A New Season of Fulfillment Technology
Terry Tullo Appointed President of New Benefits, Inc. (formerly Universal Health Systems); Promotion Reflects the Companys Record Growth
Ultimate Flexibility in Discount Health Benefits
Coast To Coast Vision Acquires Vision Care Administrators

 

FOR IMMEDIATE RELEASE CONTACT: Kenda Hoffman
Director of Marketing
(800) 800-8304 ext. 1618


06/04/2007:

New Benefits Funds Acquisition of Technology Company, miQuotes LLC, of Kansas City

Dallas, TX (July 12, 2007) – New Benefits, Ltd., a Dallas-based benefits and administrative company, announced today it has provided the funding for Stifeneb, LLC to acquire miQuotes, LLC of Kansas City. Stifeneb Insurance Agency is licensed in 49 states and the District of Columbia. miQuotes is an innovative Internet marketing company with patent pending technology to help individuals shop for insurance on-line 24 hours a day, 7 days a week in a private label format. The miQuotes branding will be retained.

New Benefits, a national Discount Medical Plan Organization (DMPO), is a pioneer and leader in the discount medical industry since 1990 servicing over 10 million members. New Benefits offers complete management of benefit programs including access to best in class discount benefits such as dental, vision, pharmacy and many others, full regulatory compliance in all states, bilingual customer service, billing, provider relations and in-house production of custom plastic laminate membership cards and booklets in a one-of-a-kind print-on-demand variable data print center.

“From the moment I first met with the leadership at miQuotes, I knew they shared our commitment to providing quality products, flexibility through the latest technology and incomparable customer service,” said Joel Ray, CEO of New Benefits. “There is an undeniable paradigm shift the last couple of years in the way healthcare is being purchased and delivered in this country. With miQuotes unique web-based platform, we are now in position to assist organizations of all sizes with their voluntary and non-voluntary healthcare benefits.”

miQuotes works with associations, affinity groups, telemarketing companies, consulting firms, TPAs, insurance companies, agencies, banks, credit unions and employer groups of all sizes to offer affordable individual life and health insurance products through a customized web-based platform. Known for exceptional customer service, miQuotes brings a simplified approach to buying and selling insurance — virtually eliminating headaches and administrative burdens. The flexibility allows insurance agents or any type of organization the ability to private label their own voluntary healthcare benefits website portal for presentation and tracking to prospects and customers. By blending the two companies core competencies together, a single platform can be created to appeal not only to those individuals seeking insurance-related products but also those seeking to round out their core benefits with a broad range of discounted non-insurance products.

“Our vision is to become the #1 website where individuals shop for affordable insurance products,” said Greg Schlatter, miQuotes President and co-founder. “Stifeneb and New Benefits will help us reach past the next sales plateau and get our technology to the right markets. With their impeccable reputation in the discount healthcare industry and our ability to provide customized insurance solutions, we can become the single source healthcare solution.”

Consumer Driven Health Care is gaining traction all over the United States as a lower cost alternative to conventional employer sponsored health benefits. New Benefits and its family of companies have created a unique single source solution for large and small employers as well as individuals seeking health coverage.

This new style of platform has won the appeal of several insurance companies who choose to benefit from the design of an enterprise level web-based software package which enables their distribution of agents, brokers, managing general agents, and insurance marketing organizations the ability to market their specific buffet of products in a proprietary fashion to their group and association accounts. The software may also include non-competing and discount products in order to provide a broader range of offerings.

From an agency or TPA perspective, they may benefit from the miQuotes platform by offering a complete turn-key package of individual voluntary insurance and discount plans to their group and association relationships. Through the use of the miQuotes HR Advantage program, human resource and member benefit directors may offer a multitude of voluntary products to their employees without having to deal with the extreme administration issues such as managing payroll deductions, list billings from insurance companies, on site enrollments and strict participation requirements to name a few. This can all be done through a customized platform that accents the look and feel of the group or association. With the addition of the New Benefits lineup of products the HR Directors may add items such as discount prescription cards, vision and dental programs to round out their offering.

About New Benefits
New Benefits, a privately held company located in Dallas, Texas, has been wholesaling and servicing customized discount health benefit programs since 1990. Non-insured benefits have been proven to attract and retain employees or members, add value to virtually any existing product offering, or create a profit center. With over 4,000 groups and 10 million members, New Benefits has perfected the optimum turnkey solution. Programs are available to any marketing organization wishing to provide "best in class" fulfillment, benefits and service. The organization’s entire focus is ensuring real value through a positive member experience every time the benefits are utilized.

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08/11/2006:

New Benefits To Participate On Florida Panel On Discount Medical Plans

Dallas, TX (August 11, 2006) – After passing significant legislation regulating the sale and marketing of discount medical cards, the Florida Office of Insurance (OIR) is stepping back to evaluate the effectiveness of its enacted statutes. To do so, an open forum has been called to facilitate opinions from various parties involved in the discount medical card industry. New Benefits has accepted an invitation from the Florida Office of Insurance (OIR) Bureau Director Monica Rutkowski to participate on the panel for the public forum on August 25, 2006 in Miami, FL.

New Benefits is recognized as a pioneer in the realm of compliance as it relates to the discount medical industry. Although we are well versed in marketing strategies, our years of experience in this business has shown that dedication to customer service and compliance differentiates us from our competition while providing our members with the greatest value for their purchase.

The New Benefits Compliance Department offers its clients many services including a comprehensive legislative webpage accessible to New Benefits’ clients. This webpage provides highlights for each state’s applicable statutes, contains New Benefits’ requirements and contains links to actual state statutes and registration forms. Each client also has access to a dedicated Compliance Coordinator charged with initiating, mediating, and ultimately facilitating approval of New Benefits client state filings, where applicable. The Compliance Coordinator also provides one-on-one client interaction pertaining to most regulatory questions or concerns.

The Compliance Department is led by Robert Morfin, Director of Compliance. Mr. Morfin interfaces with state regulators in order to facilitate a favorable/reasonable outcome pertaining to certain compliance situations. He is also available to meet one-on-one with New Benefits’ clients and discuss regulatory situations or statutory requirements.

About New Benefits
New Benefits, a privately held company located in Dallas, Texas, has been wholesaling and servicing customized discount health benefit programs since 1990. Non-insured benefits have been proven to attract and retain employees or members, add value to virtually any existing product offering, or create a profit center. With over 4,000 groups and 10 million members, New Benefits has perfected the optimum turnkey solution. Programs are available to any marketing organization wishing to provide "best in class" fulfillment, benefits and service. The organization’s entire focus is ensuring real value through a positive member experience every time the benefits are utilized.

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CitiBusiness(R) Credit Cards Announces New Cardmember Benefit: Free Prescription Discount Program

Almost Half (49 Percent) of Small Business Owners Are Concerned With Rising Healthcare Costs

NEW YORK, May 11, 2006 /PRNewswire via COMTEX/ -- According to the CitiBusiness(R) Credit Cards Small Business Survey results, two-thirds (65 percent) of small businesses do not offer healthcare benefits and 39 percent feel that it is becoming a luxury in today's market place. Of the one-third (36 percent) that do offer healthcare benefits, only 18 percent offer medical and/or dental insurance with a prescription plan.

Recognizing the need for improved and extensive healthcare benefits, CitiBusiness(R) Credit Cards is teaming with Health Access Services and New Benefits, Ltd. to offer a Prescription Discount Benefit Program free to all cardholders and their dependents beginning March 2006. Accessible at more than 48,000 pharmacies nationwide, the prescription service also includes a mail order pharmacy program which has a guaranteed, industry-leading offer of five dollars below the lowest retail pharmacy price.

"The Prescription Discount Benefit Program supports Citi's long-standing commitment to providing small businesses with the tools necessary not only to succeed but also to ensure the health and happiness of their employees," said Brian Lifsec, executive vice president of CitiBusiness Credit Cards. "With 36 percent of small business owners considering offering less healthcare coverage to manage costs, the survey clearly indicates that small business owners and employees can benefit from a program that assists in the purchasing of prescription medicines."

When polled, almost half (49 percent) of small business owners say they are concerned with rising healthcare costs, while 48 percent of small business owners expect their company's healthcare plan to increase their premiums in the next few years.

Under the Prescription Discount Program cardmembers will be provided with several opportunities to upgrade their benefits. For 10 dollars per year, cardmembers may add their employees that do not carry the CitiBusiness Credit Card. A Vision and Dental Discount Program, which can save cardmembers anywhere from 10 to 60 percent on these services, will also be offered for $8.95 a month.

To learn more about the Prescription Discount Benefit Program, visit http://www.prescriptiondiscountbenefit.com

CitiBusiness Credit Cards allows small business owners to save time and money through a variety of additional protection and support benefits including:

  • Personal Business Assistant service
  • Quarterly and annual business account spending summaries by type and employee
  • Savings on everyday business expenses with partners including DHL, Budget and Aetna
  • Auto rental and travel accident insurance
  • Ability to bypass the Automated Voice Response Unit and speak directly with a representative who understands their needs

To apply for the CitiBusiness Card, call 1-877-CITI-NOW or visit http://www.citibusinesscreditcards.com .

About the survey

In a continuing effort to support the unique and diverse needs of small business owners, CitiBusiness(R) Credit Cards conducted a survey of Small Business Owners to gain a deeper understanding on their habits, perspectives, and needs. The CitiBusiness Small Business Survey is based on a nationally representative sample of 364 small business owners/managers of companies with fewer than 100 employees. Based on the results of a DEEP BLUE INSIGHT(R) Survey conducted for CitiBusiness among 364 nationwide Small Business Owners from January 10 - 23, 2006. Average margin of error range is +/- 3%.

About CitiBusiness Credit Cards

CitiBusiness Credit Cards is a unit of Citigroup ( C) . Citigroup, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Major brand names under Citigroup's trademark red umbrella include Citibank, CitiFinancial, Primerica, Smith Barney and Banamex. Additional information may be found at http://www.citigroup.com .

SOURCE CitiBusiness Credit Cards

Media, Sunny Ricks or Jennifer Baybrook, both of The Zimmerman Agency,

+1-850-668-2222, for CitiBusiness Credit Cards; or Sam Wang, Citigroup,

+1-212-559-0499

http://www.prnewswire.com

Copyright (C) 2006 PR Newswire. All rights reserved.
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02/01/2006:

Genesis Womens Shelter Launches New Benefits' Free Pharmacy Program
-- Dallas, TX (February 1, 2006) According to a 2003 study by the Centers for Disease Control, nearly 5.3 million intimate partner victimizations occur each year among U.S. women ages 18 and older. This violence results in nearly 2 million injuries and nearly 1,300 deaths (CDC 2003). Offering a safe haven, the Dallas based Genesis Women’s Shelter provides basic necessities such as food and clothing, individual and group counseling, medical and legal aid, job training, bilingual services and much more. In support of these efforts, New Benefits, Ltd. has partnered with Genesis Women’s Shelter to provide a Free Pharmacy Discount Card to every woman participating in the Genesis program.

In addition to an eight year participation record with Toys for Tots and the North Texas Food Bank, this year New Benefits has been stepping up efforts to do more for our community by getting involved with the local Race for the Cure and the Genesis Women’s Shelter. “Since New Benefits creates and services discount medical card programs, giving away our pharmacy program to these women and their families just seemed like a natural fit. We believe our pharmacy product will be of real value to those in need,” said Terry Tullo, President of New Benefits, Ltd.

One in 4 women will fall victim to domestic violence. This staggering statistic emphasizes how many women are in need of assistance. With the free pharmacy program, the women seeking safety in the shelter will receive a discount card which allows them to receive discounts at over 48,000 retail pharmacies nationwide. The neighborhood pharmacy card assures members the lowest price on prescription drugs, saving 10% to 60% on most short-term, acute care prescriptions such as antibiotics and pain killers. A unique online Drug Price Check Utility also provides members the ability to find the price of their prescription(s) on the day of their search at participating locations in the ZIP Code of their choice.

Long-term prescriptions may also be purchased at the local pharmacy, but for maximum guaranteed savings, the member is encouraged to use the mail order pharmacy for maintenance drugs where New Benefits guarantees to beat the best retail price by a minimum of $5.00 per prescription provided the drug is priced at $10 or more.

“Medical assistance is one of the hardest areas for us to fulfill for the women. This donation will be a great asset to our assistance program,” said Lara Gaither, Director of Donations and Marketing for Genesis Women’s Shelter.

About New Benefits, Ltd.
New Benefits, Ltd., a privately held company located in Dallas, Texas, has been wholesaling and servicing customized discount health benefit programs since 1990. Non-insured benefits have been proven to attract and retain employees or members, add value to virtually any existing product offering, or create a profit center. With over 4,000 groups and 10 million members, New Benefits has perfected the optimum turnkey solution. Programs are available to any marketing organization wishing to provide "best in class" fulfillment, benefits and service. The organization’s entire focus is ensuring real value through a positive member experience every time the benefits are utilized. For more information please visit www.newbenefits.com.

About Genesis Women’s Shelter
Since it's founding in 1985, Genesis Women's Shelter has been committed to providing quality safety and shelter to battered women and their children through crisis intervention and short-term crisis therapeutics and to reducing the occurrence of violence against women and children in the greater Dallas area. Genesis also seeks to raise the level of community awareness regarding the pervasiveness and effects of domestic violence. The organization serves more than 700 residential clients and 2,500 non-resident clients through the Outreach office each year. For more information, visit www.genesisshelter.org.


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01/07/2005:

New Benefits President To Speak At AAPPO Conference
-- Dallas, TX (January 7, 2005) New Benefits President Terry Tullo will speak at the Annual PPO Forum held by The American Association of Preferred Provider Organizations in January.

The rising cost of healthcare has become a burden to many individuals and employers in today’s workplace. Ms. Tullo will illustrate how, by educating the consumers and allowing them to play a more active role in their own health care, the overall cost of healthcare can be driven down. She will also highlight how discount products can add value to virtually any insurance offering.

“I’m excited to educate industry professionals about the programs now available through discount health cards while also explaining how discount health cards can benefit the consumer, the employer, and the insurance carrier,” said Ms. Tullo.

About the AAPPO
The American Association of Preferred Provider Organizations (AAPPO) is the leading national association of network-based preferred provider organizations (PPOs) and affiliate organizations. Each year they host the AAPPO Forum. This year’s forum topics include: “Strategies For a Changing Marketplace,” “Next Generation Quality Initiatives,” “Post-election Health Care Agenda,” and “Specialty Health: Today's Practice, Tomorrow's Promise.”

About New Benefits
New Benefits, a privately held company located in Dallas, Texas, has been wholesaling and servicing customized discount health benefit programs since 1989. Non-insured benefits have been proven to attract and retain employees or members, add value to virtually any existing product offering, or create a profit center. With over 4,000 groups and 10 million members, New Benefits has perfected the optimum turnkey solution. Programs are available to any marketing organization wishing to provide "best in class" fulfillment, benefits and service. The organization’s entire focus is ensuring real value through a positive member experience every time the benefits are utilized.


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01/07/2005:

New Benefits Puts Children First In Christmas Toy Drive
-- Dallas, TX (January 7, 2005) New Benefits wrapped up 2004 in the holiday spirit of giving by collecting toys for the annual U.S. Marine Corps Toys for Tots Toy Drive. New Benefits set a company-wide goal of collecting a total of 70 toys. However, the employees beat their own goal by more than 50%, donating over 150 toys.

“We were thrilled to see our employees truly get into the giving spirit,” said Terry Tullo, President of New Benefits. “People didn’t just bring one toy, they would bring in bagfuls. Exceeding our goal by such a high margin truly speaks volumes about the New Benefits family.”

Five employees continued giving by donating their time as Toys for Tots volunteers on Sunday, December 12 at the Super Wal-Mart in Plano. The volunteers spent the afternoon helping the Marines receive, track, and organize toy and monetary donations.

The New Benefits community service program gives back to the community through quarterly service projects. In 2004, New Benefits employees donated over 700 canned goods and $1,357 to the North Texas Food Bank as well as participated in the toy drive. The 2005 goal is to add two more community service events. Proposed events include the Susan G. Komen Race for the Cure, a company bowling tournament to benefit St. Jude Children’s Research Hospital and once again donating to the North Texas Food Bank and Toys for Tots.

About New Benefits
New Benefits, a privately held company located in Dallas, Texas, has been wholesaling and servicing customized discount health benefit programs since 1989. Non-insured benefits have been proven to attract and retain employees or members, add value to virtually any existing product offering, or create a profit center. With over 4,000 groups and 10 million members, New Benefits has perfected the optimum turnkey solution. Programs are available to any marketing organization wishing to provide "best in class" fulfillment, benefits and service. The organization’s entire focus is ensuring real value through a positive member experience every time the benefits are utilized.


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12/22/2004:

New Benefits Announces New Vice President
-- Dallas, TX (December 22, 2004) New Benefits proudly announces the promotion of Ms. Marti Powles to Vice President of Operations. In her new capacity, she will coordinate new business initiatives, oversee the day to day operations and design and implement a tactical plan supporting both short and long range business goals. "Marti is eminently qualified for this position," said Terry Tullo, President of New Benefits. Powles has dedicated the past eleven years to furthering New Benefits' mission to be the best in the discount healthcare market.

Powles joined New Benefits in 1993. With over ten years experience with computer databases, graphic design, commissions, accounting, payroll, financial statements and tax preparation functions, she has created innovative and client-friendly membership eligibility and fulfillment processes. Her knowledge and expertise in the technical and electronic aspects of discount card deliverables make her sought after as a guest speaker by both Bowe Bell & Howell and Xerox Corporation. Joel Ray, CEO of New Benefits, commented, "Martis global perspective and forward-thinking approach to the business make her an invaluable asset." With Powles at the helm of operations, New Benefits is poised for continued growth and success.

About New Benefits
New Benefits, a privately held company located in Dallas, Texas, has been wholesaling and servicing customized discount health benefit programs since 1989. Non-insured benefits have been proven to attract and retain employees or members, add value to virtually any existing product offering, or create a profit center. With over 4,000 groups and 10 million members, New Benefits has perfected the optimum turnkey solution. Programs are available to any marketing organization wishing to provide "best in class" fulfillment, benefits and service. The organizations entire focus is ensuring real value through a positive member experience every time the benefits are utilized.


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6/10/2004:

Identity Safeguards teams with New Benefits to Provide Discount Identity Theft Program
- Discount health benefit provider to offer identity theft protection and recovery program
-- Portland, OR (June 10, 2004) - Identity Safeguards, a provider of identity theft fraud prevention and recovery solutions to companies as an employee benefit, announces a partnership with New Benefits, a recognized leader in discount health care benefit innovations. The relationship will provide customers of New Benefits a low-cost, high-value service to help individuals protect and recover from identity theft, and provide Identity Safeguards’ with access to millions of clients. The partnership is effective immediately and implementation is underway.

The new program dubbed ITAAP—Identity Theft Awareness and Assistance Program—will be offered as a discount program through employer groups and associations. Members of the program will receive online education, recovery assistance if victimized, as well as discounts on identity protection products and services such as, credit monitoring, identity theft insurance and locking mail boxes.

“Identity theft is affecting millions of people per year,” said Rick Kam, President of Identity Safeguards. “This relationship gives us an opportunity to provide fundamental protection and recovery to a large membership base.”

“Although health benefits are our core products, our portfolio also includes lifestyle programs such as discount legal and financial counseling. To round out our offerings, Identity Safeguards is a comprehensive, meaningful and timely product to address a growing concern among the American public,” said Wayne Orchard, Director of Provider Services for New Benefits.

About Identity Safeguards
Identity Safeguards provides complete and true identity security to consumers through employee benefits. Offering the most comprehensive, personalized identity theft prevention and recovery program available today, Identity Safeguards helps consumers protect themselves from identity theft and recover quickly and completely if they are victimized. The company’s partners include AIG eBusiness Risk Solutions (AIG eBRS), CTG & Associates, Northrup Corporation and Amcrin Corporation. Identity Safeguards was founded in 2003 and is located in Tualatin, Ore. The company is privately-held. For more information, visit http://www.identitysafeguards.com/.

About New Benefits
New Benefits offers a full cadre of health and lifestyle benefits coupled with a complete turnkey solution for all back room support. In addition to owning Coast to Coast Vision and UHS Chiropractic, the company provides graphic design, administration, on-site customer service and state of the art, print-on-demand, variable data, full color membership kit fulfillment. New Benefits services a membership base of 9 million and more than 4,000 clients including Fortis, American Republic, Government Employees Hospital Assn., Pioneer Financial, TransAmerica, Avon and Marsh & McClennan. Founded in 1989, the privately-held company is located in Dallas, Texas. For additional information, please contact Kenda Hoffman, Director of Marketing, 800-800-8304 x618 or visit http://www.newbenefits.com/.


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6/4/2004:

New Benefits names new Director of Member Services
-- Dallas, TX (June 4, 2004) - New Benefits, a recognized leader in health care benefits, recently named Dulce Velasquez as Director of Member Services. As the newest addition to the senior staff at New Benefits, Velasquez is charged with forecasting and allocating resources to ensure the efficiency, productivity and professionalism of our call center staff through continuous training, mentoring and innovative monitoring and feedback methods.

Ms. Velasquez joined New Benefits in December, 1999 as a Member Services Representative and was quickly recognized as a leader in her department. Over the years, her dedication to the company and the customer service it provided garnered her numerous promotions. According to Terry Tullo, President of New Benefits, “Dulce’s hands on approach, extensive knowledge of the business and relentless commitment to providing the most favorable member experience, results in 'dazzling' customer service every time we assist a caller. Ms. Velasquez embraces the very essence of what sets New Benefits apart by maintaining a service driven call center responding to a high volume of calls without compromising our rigorous customer service standards”.

Ms. Velasquez uses adult learning techniques and one on one training to teach representatives both the philosophical and practical aspects of unparalleled service. Her focus is centered on the quality of service members receive. “Where other call centers focus on quantity of calls, New Benefits’ representatives are unencumbered with time constraints and encouraged to personally touch each caller,” Ms. Velasquez. She is excited about her new role, “I am proud to be part of this organization, and look forward to further promote New Benefits’ already sterling reputation for dazzling customer service.”


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 6/2/2003:

New Benefit launches Family Consultation Services
-- Dallas, TX (June 2, 2003) - New Benefits is pleased to announce the addition of Family Consultation Services, providing confidential dependent care consultation and referral services and extensive educational resources.  Working directly with expert and experienced counselors, your members will have all the information needed to make informed choices when facing important family decisions.

Family Consultation Services provides information vital to making responsible and intelligent choices about child care, elder care or care for a loved one with a disability. Our vendor's focus, passion, and commitment to customer service have resulted in a 99% positive rating on customer service surveys.  These survey results demonstrate that members found the following aspects of the program most useful:

  • The ability to talk directly to a knowledgeable counselor who is genuinely interested in helping with their situation
  • The significant time saved when the counselor does the research
  • The usefulness of the detailed and personalized WFB Provider Profiles 

Wayne Orchard, Director of Provider Services for New Benefits, stated yesterday that, We have chosen this benefit for our membership because there is tremendous value in the services provided; helping people find real solutions when they are faced with issues for those whom they care about the most; their children, parents and families. 

If you are interested in adding this benefit to your portfolio or would like more information, please contact Kenda Hoffman, Director of Marketing, at khoffman@newbenefits.com.


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5/16/2003:

New Benefits launches Fitness Advantage
-- Dallas, TX (May 16,2003) - New Benefits is pleased to announce Fitness Advantage, offering special rates at over 7,000 of the world's finest health clubs including chains such as Gold's Gym* and Jazzercise. Now your members will have an opportunity to get a head start on a healthier lifestyle through access to a network of high quality health and fitness clubs at affordable rates.

Through an exclusive arrangement with International Fitness Club Network (IFCN), Fitness Advantage is the latest in healthcare innovation. IFCN is the leading network of health and fitness centers and wellness benefits for employers and health insurers worldwide. Each participating provider must abide by the American College of Sports Medicine's (ACSM) and International Health, Racquet & Sportsclub Association's (IHRSA) health and safety standards. Founder and CEO, Dave Pickering says, "As we make our foray into the discount card industry, for the first time individuals can now take advantage of low membership rates previously only available to large corporations."

Wayne Orchard, Director of Provider Services for New Benefits, announced yesterday that, "This benefit is available to both new and current groups as well as competitive discount card organizations wishing to offer this service."

* Participating locations only

Located in Dallas, Texas, New Benefits is known for its inventive programs, responsiveness and flexibility to tailor any program. We take great pride in our comprehensive, "turnkey" approach to responding to client needs through, marketing support, onsite customer service and state-of-the-art, print on demand, variable data fulfillment. For additional information, please contact Kenda Hoffman, Director of Marketing, 800-800-8304 x618 or visit http://www.newbenfits.com/.


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2/19/2002:

New Benefits brings on a new Director of Marketing and Communications
-- Dallas, TX (February 19, 2002) - New Benefits, Inc. (NBI), a recognized leader in health care benefit innovations, recently hired Kenda Hoffman as Director of Marketing and Communications. As the newest addition to the senior staff of NBI, Hoffman will be responsible for creating and overseeing PR campaigns, sales presentations, broker/client communications, marketing and fulfillment materials and the coordination of client requirements for program implementation. Prior to New Benefits, Hoffman was an Independent Contractor assisting clients in all facets of their business, including advertising, media buying, accounting, network administration, and customer relations. Formerly, she worked for Shelton Communications and the National Business Association. As Events Manager at Shelton, she coordinated and marketed events such as annual trade shows, awards dinners, technical workshops and board meetings. Formerly the Director of Marketing for the National Business Association, Hoffman was responsible for all internal and external marketing and communications, including developing, writing, designing and producing marketing materials.According to Terry Tullo, President of NBI, The record growth of the company demonstrated a need for a progressive, strategic thinker like Kenda. Her responsiveness to clients, flexibility and track record for delivering and implementing innovative concepts will be valuable assets as we move forward. I have had the good fortune to work with her in the past and am thrilled to have her as part of the NBI team.The leadership at NBI is committed to the highest standard in customer service and delivering the most meaningful health-related benefit programs available, said Hoffman. This mission is clearly embraced by every employee at NBI. I am proud to be part of this successful organization and look forward to my role in the already dynamic marketing staff. Hoffman earned a Bachelor of Arts degree in Journalism and Radio/TV/Film from Baylor University.


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9/13/2001:
New Benefits, Inc. Expresses Condolences After National Tragedy
-- Dallas, TX (September 13, 2001) - New Benefits, Inc. would like to express our deepest condolences to friends and their families who have lost or are still searching for loved ones in the aftermath of Tuesday's horrific and tragic events. "We are shocked and appalled that this could happen in our great nation," said Joel Ray, CEO, "and our steadfast thoughts and prayers go out to those personally touched by this attack on America."


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8/7/2001:
Coast to Coast Vision and TLC Laser Vision Centers Expand Discount Laser Network
-- Dallas, TX (August 7, 2001) - With celebrities, such as comedian Drew Carey and professional golfer Tiger Woods, joining the more than 2 million Americans undergoing Lasik surgery this year, Coast to Coast Vision (CTC) is pleased to announce the expansion of their discount laser network. TLC Laser Vision Centers have joined the 533 CTC laser providers to create the largest discount laser network in America.Over half a million people had laser surgery last year, said Joel Ray, Chairman and CEO of Coast to Coast Vision. Due to the overwhelming demand for procedures such as Lasik, we are pleased to incorporate TLCs Laser Surgery Network into our programs. We continually strive to offer out members access to discounts on the newest, most innovative procedures. Possibly eliminating the need for glasses and contact lenses, Lasik stands for laser-assisted in situ keratomieusis, a type of eye surgery that permanently changes the shape of the cornea. Nearsightedness, farsightedness, astigmatism, and presbyopia are all correctable through new Lasik technologies.With the skyrocketing costs of medical care, many organizations are looking for ways to supplement their health insurance coverage, explained Joel Ray, Chairman and CEO of Coast to Coat Vision, a New Benefits, Inc. company. To offset these growing costs, we have developed a vision program that we feel is second to none. Building the Laser Network by working with industry leaders such as TLC Laser Vision Centers offers additional eye care for CTC members.With more than eight million members, Coast to Coast Vision is the most comprehensive discount eyewear and eye care plan in the United States. CTC offers 20% to 60% savings at more than 11,000 participating optical locations including Pearle Vision, Lenscrafters, JCPenny Optical and Sears Optical. TLC Laser Eye Centers is the largest provider of laser vision correction services in North America. TLC, as a CTC provider, will focus on providing the highest level of patient care while achieving the best clinical results possible.And FYI, Drew Carey still wears his trademark glasses, they just dont have prescription lenses!


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4/19/2001:
NBI President Terry Tullo Appointed to MI2 Board of Directors
-- Dallas, TX (April 19, 2001) - New Benefits, Inc. is proud to announce the appointment of its president, Terry Tullo, as the newest Vice President of Education on the Board of Directors for Mass Marketing Insurance Institute (MI2). As a past speaker and five year member, Ms. Tullo has developed a keen insight into the needs of MI2 members. In this capacity, she will actively promote the institute as the premier forum for education and information on marketing voluntary benefits in the worksite arena.MI2 is a non-profit association dedicated to teaching insurance professionals more about innovative marketing techniques, inventive technologies and unique product and service solutions to compete in todays competitive worksite arena. These members are engaged in the marketing, sales and administration of employee benefits such as worksite marketing, payroll deduction and other mass marketed services. MI2 provides a valuable service by giving an in-depth, and sometimes controversial view of marketing to employer groups over the next 3 to 5 years, stated Ms. Tullo. I look forward to helping out wherever I can.In a recent interview with Jay Pettapiece, MI2 President as well as President of Vision Financial, Inc., a prominent TPA out of New Hampshire, he says, Terry has been a loyal member and a strong proponent of the MI2 charter. She brings new ideas and a vitality to the Board along with a fresh perspective on how to better communicate with our members. Mr. Pettapiece went on to say that, Terry Tullo is an extremely effective representative of New Benefits, and, if she represents MI2 in the same manner, we will benefit greatly form her appointment. She is a professional in the worksite arena and a good Board needs that quality.The current MI2 annual meeting & exposition, Worksite Marketing in the 21st Century - E (commerce) = MI2, is one of Ms. Tullos first responsibilities as a new appointee. Taking place in Orlando, Florida on April 25-27th, the conference is focusing on the fast-changing world of technology and how to exceed client expectations in a virtual world. The exposition is also featuring new products and services in the marketplace. Exhibiting for 5 consecutive years, NBI is proud to have in attendance two of our network providers, Cole Manage Vision Network and TLC Laser Eye Centers.Founded in 1989, New Benefits, Inc. is a pioneer in the field of discount healthcare benefit programs that save members hundreds to thousands of dollars a year on health care costs. Starting with the cornerstone program of Coast to Coast Vision, this program has been enhanced to include discounts on prescription drugs, dental care, hearing aids, chiropractic care, travel assistance, cosmetic surgery, and counseling services. Through unsurpassed customer service, topnotch provider relations, timely on-sit fulfillment and flexible administration, New Benefits has created the premier programs for providing health care benefits that everyone can use to their advantage.


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4/1/2001:
A New Season of Fulfillment Technology
-- Dallas, TX (April 1, 2001) - Spring is in the air and, as nature begins to bloom, New Benefits is branching out in the area of fulfillment technology. As a twelve-year-old company specializing in non-insured healthcare programs, New Benefits has achieved great success and growth by providing clients with extremely high quality, four color, private label membership cards, fulfillment inserts and packaging with a turn time of 3-5 days.As the bulbs begin to pop out of the ground, New Benefits will implement an automatic insertion process that will put their in-house fulfillment department a step ahead of the competition. Utilizing recently purchased equipment, within the next 30 days, NBI will have the capability to print, insert, and mail 5,000 packets per hour. These packets have the capacity to include up to 8 collated sheets of printed information, 2 integrated color card carriers, and 3 additional items. The end result is an efficient and cost-effective fulfillment system, virtually eliminating obsolescence and labor factors traditionally inherent in this process.Scott L. Bradley, Vice President for Southern Operations, North America Agent Operations for Xerox Corporation explains that New Benefits is typical of many commercial printers responding to market demand for digital technology. Speed of delivery, variability of output, personalization of documents, and high quality color are basic requirements of todays customers. Like New Benefits, many commercial printers are finding that the potential for digital technology is enormous. Although the application at New Benefits is unique to their marketplace, it is similar in that it responds to customers in a time sensitive manner, not sacrificing quality and minimizing unnecessary print through segmentation and personalization.New Benefits is proud of our new acquisitions in equipment. These include a Xerox Docucolor laser printer, a D&K laminator, a Spartanics die-cutter and the brand new Mailcrafters automated insertion equipment. Currently, NBI prints, stuffs, and mails membership packets within 3 business days of receiving the members name and address. This new automatic insertion equipment will cut that time dramatically for most clients.By the time the leaves appear on the trees, New Benefits will offer the perfect outsourcing solution for organizations looking to custom design membership fulfillment (member I.D. card and benefit summaries) in any industry. Because our unique process and state-of-the-art equipment is ideal for companies in the market for high quality, short-run or print-on-demand membership kits, weve begun offering out fulfillment services directly to that niche market, states Terry Tullo, New Benefits president. The New Automatic insertion equipment is the next step towards increasing out capacity and turn time for all our clients as well as processing variable data in a high speed production environment.As daylight savings time is making the sunset later and later, New Benefits is prepared to produce a savings of time and money for any company wanting full color membership cards and fulfillment packages.


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2/1/2000:
Terry Tullo Appointed President of New Benefits, Inc. (formerly Universal Health Systems); Promotion Reflects the Companys Record Growth
-- Dallas, TX (February 1, 2000) - Ms. Terry Tullo has been promoted to president of Dallas-based New Benefits, Inc. (NBI), formerly known as Universal Health Systems. The appointment was announced by Mr. Joel Ray, founder and chairman of NBI. According to Mr. Ray, Terry has demonstrated outstanding leadership qualities during her tenure at New Benefits. Her insight and ability in serving our customers has contributed significantly to our companys outstanding growth. As president, Ms. Tullo will be responsible for enhancing the companys health care related products and services nationally, as well as setting the strategic direction for the companys continued growth. Says Ms. Tullo, My goal is to grow the company, doubling our business in the next 12 to 18 months. We have the systems and technology in place to enable us to achieve this growth. Were also keenly aware that were a service company, which implies that we understand the importance of putting our customers first. What we deliver is flexibility and responsiveness to our customers, which means we will continue to hire progressive thinkers and doers who are well-trained. Ms. Tullo joined New Benefits, Inc. as vice president of sales and marketing in December 1995, and, in January of 1999, she was promoted to executive vice president of the company. Her background includes 11 years with Xerox Corporation and seven years with Apple Computer directing sales, marketing and training. Prior to joining New Benefits, Inc., Ms. Tullo was executive director of a national, non-profit organization serving more than 40,000 members nationwide. Founded in 1989, New Benefits, Inc. is a recognized leader in packaging quality health care related products and services, including vision, dental, prescription drugs, and chiropractic care. The company serves approximately 8 million members through its flagship Coast to Coast Vision Plan and, over 600,000 members enrolled in its composite card featuring NBIs 11 core discount health benefits. In 1999, New Benefits, Inc. announced a new Individual Selection Plan (ISP) that allows each member of a group to customize their discount benefits according to need. ISP is an industry first. The companys founder and chairman, Joel Ray, began his career in the optical industry after graduating from the University of Texas. Mr. Ray has nearly 25 years of experience in the health care industry and has been recognized by Forbes, Business Week, and other national media for his innovative contributions to the industry. Mr. Rays mission is to provide meaningful, money-saving, health-related benefits, coupled with superior customer service, to the public marketplace.


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6/1/1999:

Ultimate Flexibility in Discount Health Benefits
- Universal Health Systems uses Xerox Technology to Create the Ultimate Flexibility in Discount Health Benefits through Individual Selection Plan (ISP)

-- Dallas, TX (June 1, 1999) - Universal Health Systems (UHS) announces the launch of a new, innovative approach to individually addressing the ancillary health care needs of millions of Americans.Skyrocketing medical costs have become a reality of the 90's and are expected to continue to rise into the millennium. To offset these growing costs, UHS has developed a portfolio of discount health care benefits that complement major medical insurance plans. Offerings include 10% to 60% discounts on prescription drugs, eye care, dental and chiropractic care, emergency medical evacuation, counseling services, nurse hotline and savings on physician office visits. Prior to the launch of the Individual Selection Plan (ISP), organizations have had the arduous task of researching and determining which benefits would be most beneficial for their members. ISP was specifically designed to eliminate this burdensome process by offering individuals the flexibility of selecting only the benefits that are most meaningful to them. Uniquely distinctive from other programs in the marketplace, participants can choose any number of benefits in any combination from the list presented to them. A pioneer in the industry, UHS recognized that all individuals do not have the same needs. With the creation of the ISP program, participants no longer have restrictions of conforming to a pre-determined package of benefits.Individual selection is possible through innovative technology incorporating computer driven proprietary software to work in tandem with a high speed, 4 color, Xerox DocuColor electronic publishing system that prints the membership cards. The process is completed with a state-of-the-art Xerox laser printer to personalize the benefit summaries and local provider listings (by zip code) for each benefit selected. Additionally, clients have complete freedom in private labeling a custom benefit program and the graphic design of a personalized 4-color, laminated paper membership card. Joel Ray, CEO of Universal Health Systems states, "The standard discount health benefit package on the market today usually includes pharmacy, vision, dental and hearing. If a prospective member already participates in a dental plan offered through his/her spouse's employer, for example, this individual might be less inclined to purchase the package. Even though this person might need and want the vision and pharmacy benefits, the dental portion could cause the prospect to forego purchasing the entire package. Unlike other benefit programs, the Individual Selection Plan allows members the freedom of choice, creating a greater rate of participation and value for the entire organization." Founded in 1989, Universal Health Systems, headquartered in Dallas, Texas, is an established leader in designing, manufacturing and packaging health care related products and services on a national basis. The company's founder, Joel Ray has more than 20 years of experience in the industry and owns the Coast to Coast Vision Network with over 6 million members. Ray has been recognized in Forbes, Business Week and various other publications for his insight and contributions to the ancillary health care benefit industry. UHS clients include: Avon, Exxon, Seabury & Smith, American Fidelity Assurance Company, Transamerica Assurance Company, Blue Cross of Iowa and Damark.


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3/1/1999:

Coast To Coast Vision Acquires Vision Care Administrators
- Coast To Coast Vision Acquires Vision Care Administrators the Ultimate Flexibility in Discount Health Benefits through Individual Selection Plan (ISP)

-- Dallas, TX (March 1, 1999) - Coast to Coast Vision (CTC) is pleased to announce the acquisition of Vision Care Administrators (VCA), a discount vision program with over 10,000 members nationwide. Previously purchased through Eye Care Plan of America (ECPA), VCA members will now receive Coast to Coast Vision's more comprehensive benefits as well as discounts of 10% to 60% at over 9,000 retail optical locations nationwide. In addition to CTC's vision discount program, VCA members will also have the opportunity to purchase a wide range of ancillary health benefit products including discounts on prescription drugs, hearing aids, chiropractic care, dental care, travel assistance and much more, through Universal Health Systems. Both Coast to Coast Vision and Universal Health Systems are owned and operated by New Benefits, Inc.


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